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The Office of Student Financial Aid offers congratulations to University students graduating at the end of this semester! The following is important information graduating students should be aware of concerning student loan exit counseling.

Graduating students that have received federal student loans are required by federal regulations to complete Exit Counseling. The Office of Student Financial Aid will notify graduating students of this responsibility via email in November; you may complete Exit Counseling in advance of this notification, however.

The U.S. Department of Education provides online counseling at To log into, you will need your FSA ID (click here (PDF) for information on creating a FSA ID if you have not already done so). Once you log in, choose the “Log in to Start” option under “Complete Exit Counseling”.

At the end of the session you will be asked to provide the name, address, email address, and telephone number for your nearest relative, two references who live in the United States, and current or expected employer (if known).

The topics covered in on-line exit counseling are:

  • Summary of total federal student loan indebtedness
  • Interest rates
  • Information about entering repayment
  • Repayment plan options
  • Making payments
  • Choice of monthly payment date
  • Prepayment
  • Consequences of default
  • Loan consolidation
  • Deferments
  • Forbearances
  • Loan discharge

In order for the University of Georgia Office of Student Financial Aid (OSFA) office to be notified you have completed on-line exit counseling, be sure the University of Georgia is listed as your current school of attendance. You will be asked this question after you have completed and passed the Exit Counseling quiz. Otherwise, you will have to provide OSFA with a copy of the Borrowers Information and the Rights and Responsibilities Summary Checklist you are prompted to print during the on-line exit counseling session.

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