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Federal Direct Loan (FDL) — Origination Fees

Origination fees are deducted from each disbursement and vary by loan type and first disbursement date. For the current official percentages and effective dates, visit the U.S. Department of Education: Interest Rates & Fees for Federal Student Loans (opens in a new tab) .

Loan Type

1st Disbursement Dates

Loan Fee

Subsidized & Unsubsidized

10/1/2020 thru 9/30/2026

1.057%

Grad/Prof PLUS & Parent PLUS

10/1/2020 thru 9/30/2026

4.228%

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