Federal Direct Subsidized & Unsubsidized Aggregate Loan Limits
Also see Federal Direct Subsidized & Unsubsidized Aggregate Loan Limits in Important Terms.
Aggregate Limits | Dependent Undergraduate | Independent Undergraduate | Graduate School (including Public Health) | Professional Students*** |
|---|---|---|---|---|
Aggregate Limits | $31,000* | $57,500* | $100,000** | $200,000** |
*Only $23,000 can be subsidized loans.
**Includes any unpaid loan principal (excluding capitalized interest) received as an undergraduate, graduate, and professional student.
***At UGA, professional students are those pursuing a degree in Pharmacy (PharmD), Veterinary Medicine (DVM), Law (JD), Medicine (MD), and Clinical Psychology (PhD).
Federal Loan Program Lifetime Loan Limits
There is a $257,500 lifetime borrowing limit on all federal student loans, excluding Parent PLUS loans. Includes amounts canceled, repaid, forgiven, or discharged.