List of Private Educational Lenders
The lenders offering these loans determine their interest rates, enrollment status requirements, repayment options, and any fees that may apply. Contact the lender directly for further information on requirements, rates, and application procedures.
If a student applies for a private education loan, the student must also submit the Private Education Loan Applicant Self-Certification Form (PDF) to the lender.
When a lender approves a student’s application for a private education loan, the lender then transmits a loan certification request to the *UGA Office of Student Financial Aid (OSFA) for us to confirm (among other things) that the requested loan amount, when added to all other aid the student is receiving, will not exceed the student’s Cost of Attendance (COA).
*Important Note: OSFA does not certify private education loans for students enrolled solely in continuing education programs through The University of Georgia Center for Continuing Education. For guidance regarding their private loan certification process, continuing education program students should contact:
Kiel Norris, Administrative Manager
Continuing Education Conference & Hospitality Services
Georgia Center for Continuing Education
The following is not a preferred lender list and is provided only as a courtesy. The lenders are presented in random order. You are completely free to use a lender not on the list. The University of Georgia receives no benefits from any lender. See the University of Georgia Student Loan Code of Conduct for further information.
In the 2021-22 Award Year, UGA students enrolled in degree programs received private education loans from the following lenders:
- Nymeo Federal Credit Union
- Ascent Student Loan
- PNC Bank
- New Hampshire Higher Education Loan Corporation
- Utilities Employees Credit Union
- Rhode Island Student Loan Authority
- Custom Choice
- College Avenue Student Loans
- Funding U
- Massachusetts Educational Financing Authority
- Sallie Mae Student Loans
- Higher Education Student Assistance Authority
- Associated Credit Union
- Discover Student Loans
- NASA Federal Credit Union
- South Carolina Student Loan
- Prodigy Finance
- Citizens Bank, NA
- Regions Bank made by Sallie Mae
- MPOWER Financing
- Georgia’s Own Credit Union
- Baxter Credit Union
- Georgia United Credit Union