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List of Private Educational Lenders

The lenders offering these loans determine their interest rates, enrollment status requirements, repayment options, and any fees that may apply. Contact the lender directly for further information on requirements, rates, and application procedures.

If a student applies for a private education loan, the student must also submit the Private Education Loan Applicant Self-Certification Form (PDF) to the lender.

When a lender approves a student’s application for a private education loan, the lender then transmits a loan certification request to the *UGA Office of Student Financial Aid (OSFA) for us to confirm (among other things) that the requested loan amount, when added to all other aid the student is receiving, will not exceed the student’s Cost of Attendance (COA).

*Important Note: OSFA does not certify private education loans for students enrolled solely in continuing education programs through The University of Georgia Center for Continuing Education. For guidance regarding their private loan certification process, continuing education program students should contact:

Kiel Norris, Administrative Manager
Continuing Education Conference & Hospitality Services
Georgia Center for Continuing Education
[email protected]
(706) 542-6663

The following is not a preferred lender list and is provided only as a courtesy. The lenders are presented in random order. You are completely free to use a lender not on the list. The University of Georgia receives no benefits from any lender. See the University of Georgia Student Loan Code of Conduct for further information.

In the 2022-23 Award Year, UGA students enrolled in degree programs received private education loans from the following lenders:

Georgia United Credit Union
Digital Federal Credit Union
Citizens Bank, NA
Sallie Mae Student Loans
Ascent Student Loan
Kemba Financial Credit Union
Shrewsbury Federal Credit Union
Prodigy Finance
Granite Edvance
Louisiana Education Loan Authority
Nelnet Bank
Custom Choice
NASA Federal Credit Union
Massachusetts Educational Financing Authority
Georgia’s Own Credit Union
Baxter Credit Union
Funding U
UMassFive College Federal Credit Union
College Avenue Student Loans
Associated Credit Union
Citizens Equity First Credit Union
MPOWER Financing
Affinity Plus Federal Credit Union
Higher Education Student Assistance Authority
Rhode Island Student Loan Authority

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