Private Educational Lenders

Students who wish to apply for a private education loan should contact their bank, credit union, or other private lending institution to determine whether they offer private (alternative) education loans.

During the most recent Award Year, UGA students enrolled in degree programs received private education loans from numerous lenders. The lenders below are presented in random order. UGA does not endorse or recommend any private education loan company; this is not a preferred lender list and is provided only as a courtesy. Students are free to use a lender not on this list. UGA receives no benefits from any lender.

If a student applies for a private education loan, the student must also submit the Private Education Loan Applicant Self‑Certification Form (PDF) (opens in a new tab) to the lender.

When a lender approves a student’s application for a private education loan, the lender transmits a loan certification request to the UGA Office of Student Financial Aid (OSFA) so we can confirm, among other things, that the requested loan amount—when added to all other aid the student is receiving—will not exceed the student’s Cost of Attendance (COA).

The following is not a preferred lender list and is provided only as a courtesy. The lenders are presented in random order. You are completely free to use a lender not on the list. The University of Georgia receives no benefits from any lender. See the University of Georgia Student Loan Code of Conduct for further information.