Interest Rates for Federal Direct Loans (FDL)
The interest rate for a federal student loan varies depending on:
- the loan type, and
- the first disbursement date of the loan
The table below provides interest rates for Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans. For further information on interest rates, please visit the U.S. Department of Education’s Interest Rates and Fees for Federal Student Loans (opens in a new tab) page.