Student Debt Relief

Updated Information on Student Loan Debt Relief

Debt Relief Blocked

On August 28th, the Department of Education and the Biden-Harris Administration announced a three-part Student Debt Relief Plan, to include:

  1. a final extension of the student loan repayment pause through December 31, 2022 [Update: On November 22,2022, the U.S. Department of Education announced an extension of the pause on student loan repayment, interest, and collections].
  2. for student loan borrowers with individual incomes less than $125,000 (or $250,000 for households), up to $20,000 in debt cancellation to Pell Grant recipients with loans held by the Department of Education, and up to $10,000 in debt cancellation to non-Pell Grant recipients.  The relief includes current students and borrowers who have federally-held undergraduate, graduate, and Parent PLUS loans that have been fully disbursed by June 30, 2022.
  3. a new income-driven repayment plan that will substantially reduce future monthly payments for lower- and middle-income borrowers.

To apply for federal student loan debt relief, please visit: For more information, including a set of Frequently Asked Questions, please visit  To be notified of Federal Student Loan Borrower updates, sign up at the Department of Education subscription page

loan forgiveness infographic