Exit Counseling

Prior to graduating or leaving college, borrowers are required to complete an exit counseling session. This web-based exit counseling session has been created to make sure you understand your rights and responsibilities as a Federal Direct Loan borrower.

William D. Ford Federal Direct Subsidized/Unsubsidized and Grad PLUS Loans

Students who have borrowed through the Federal Direct Loan Program (Subsidized, Unsubsidized or Graduate PLUS) while at the University of Georgia are required by law to participate in exit counseling if they are graduating, withdrawing, or dropping below half-time enrollment.

The topics covered in on-line exit counseling are:

  • Summary of total Federal Direct Student loan indebtedness
  • Summary of total non-Federal Direct Student loan indebtedness, including FFEL and Perkins loans
  • Interest Rates
  • Information about entering repayment
  • Repayment Plan Options
  • Making Payments
  • Choice of monthly payment date
  • Prepayment
  • Consequences of Default
  • Loan Consolidation
  • Deferments
  • Forbearances
  • Loan Discharge
  • Information on how to contact the Direct Loan Servicing and Loan Consolidation centers
  • Information on the Direct Loan Web Site

In order for the University of Georgia Office of Student Financial Aid (OSFA) office to be notified you have completed on-line exit counseling, be sure the University of Georgia is listed as your current school of attendance. You will be asked this question after you have completed and passed the exit counseling quiz. Otherwise, you will have to provide OSFA with a copy of the Borrowers Information and the Rights and Responsibilities Summary Checklist you are prompted to print during the on-line exit counseling session.

Should you have any questions regarding your loan after completing the web-based exit counseling or if you are directed to contact a school representative, please contact OSFA directly.

Sign in to studentloans.gov using your U.S. Department of Education Federal Student Aid (FSA) ID to complete the Exit Counseling Session.  Click here for information on creating an FSA ID if you don't have one .